Insurance policies get big rewrite to meet ACA requirements

Insurance policies get big rewrite to meet ACA requirements
BOISE, Idaho (KBOI) -- Idaho and two other states -- Kentucky and Virgina -- are telling insurance companies to scrap existing plans that don't meet the Affordable Care Act's minimum requirements and write brand new coverage policies that do.

"This is about meeting the requirements of the ACA, the Affordable Care Act, and making sure the contracts you have reflect the requirements of that law," said Karen Early, director of corporate communications for Blue Cross of Idaho.

Some states allow insurers to amend current plans to include the new benefits, such as maternity care and prescription drug coverage required under the Affordable Care Act.

But the Idaho Department of Insurance says it's simply easier to start from scratch.

"We have old coverage plans that by law we cant offer anymore, we're transitioning people to new coverage plans that are compliant with the new law."

The Idaho Department of Insurance issued its coverage statement several months ago but it seems to be getting more attention as the January First date for the beginning of ACA coverage fast approaches.